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Does Costco Accept Checks as payment?

Does Costco Accept Checks?

Jaleel M

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Does Costco Accept Checks?
Does Costco Accept Checks?

If you’re a member of Costco, certain expenses come up from time to time. One of those is the need to write a personal check for your membership dues. But what if you want to pay for something else with a check? You might be wondering: does Costco accept checks as payment? The short answer is yes, but only if you are a member! 

Here’s everything you need to know about writing personal checks at Costco and how they work:

Does Costco Accept Checks?
Does Costco Accept Checks?

Does Costco accept checks as a form of payment?

Costco does accept checks, but only if you’re a member. You can apply for membership at the store if you aren’t a member. The fee starts from $60 per year, and once you join, you’ll be able to pay for Costco purchases by check.

You can use your chequebook to pay for purchases if you’re already a member. Just present your Costco membership card and write out the amount of your purchase on the check (along with any additional notes).

You may wonder why Costco doesn’t accept checks as payment methods in stores. The reason is that they only want to accept credit and debit cards because they are so much more efficient than cash or checks. It is also significantly fewer people who write checks today, as it is always smooth to pay through a debit or credit card. 

What are the forms of payment at Costco?

Costco accepts the following forms of payment:

U.S. Costco warehouse locations get:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards
  • Cash
  • Personal checks from current Costco Members
  • Business checks from current Costco Business Members
  • Traveller’s checks
  • EBT cards
  • Mobile Payment (Apple Pay, Google Pay, Samsung Pay)

U.S. Costco Gas Stations:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards

Costco.com:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • MasterCard
  • Discover Cards (Including JCB and Diners Club)
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards
  • Visa 

Does Costco Allow Cash Payments?

Costco does accept cash payments, but they are only available in their warehouse stores and physical locations. Costco.com, Costco gas stations and Costco car washes do not accept cash payments.

Due to their partnership with Visa, Costco does not offer all major credit cards, including MasterCard, American Express, and Discover, due to their association with Visa. They only accept Visa cards at their stores. 

But on Costco.com, Costco will accept cards backed by Visa, MasterCard, and Discover.

Final Thoughts

Remember that you can always bring a check to Costco if you have a membership, but it’s best if you have a debit or credit card instead. It will make things easier for everyone involved and ensure your shopping trip goes smoothly. 

If you still have questions about paying with checks at Costco after reading this article, feel free to contact your nearest branch! They would be happy to answer any questions that may arise while shopping at Costco locations throughout the country.

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